Luxury Cars for Under $20,000

2008–10 BMW 5 Series
Original MSRP: $44,600 – $85,700
To get the roomier BMW 5 Series, you need to go back a few more years. The midsize BMW received new engines in 2008 and the car did not change appreciably until 2011. The more recent 2010 models are likely to be found as the 528i with the 230-horsepower inline 6-cylinder engine with standard rear or optional all-wheel drive. The more powerful 535i or V8-powered 550i are on the market for less than $20K, but you’ll likely need to go back to the 2008 or 2009 model years.

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